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Monevo is a personal loan comparison service that helps you to find the right loan options for your particular needs. 

Monevo Personal Loan Review

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<p><h2>Company Profile</h2><span style="font-size: 18px;">Since they are not a lender themselves, they don’t have nearly as many restrictions as you would find on most other sites. When you visit their platform you simply fill out one convenient form and they will let you know which of their over 30 lending partners can provide you with prequalified loan offers. Monevo has won various awards for their services and have earned a great reputation for helping people secure the money they need. They have helped to facilitate loans for over $1 billion and help more than 250,000 customers each month.</span></p><h2><strong>Loan Uses</strong></h2><p>You can find a loan for just about anything that you need when using this service. They do ask that you let them know what the money will be for, and they have a large list of different options to choose from. This list includes home improvements, debt consolidation, auto loans, student loan refinancing, business loans, and much more. Since this is a free service to use, anyone who needs money for any purpose should fill out their form and see what type of offers they may prequalifyfor.</p><h2><strong>Interest Rates &amp; Fees</strong></h2><p>The rates you may prequalify for can vary greatly based on things like your credit score, your debit to income ratio, the amount you want to borrow, and much more. For people who have excellent credit, they may receive rates as low as 3.49% APR which is very low. Even compared to traditional banks or credit unions, this is a great rate. For people without perfect credit, the rate can be as high as 35.99% APR. Monevo does not charge any fees for their service. Instead they get compensated by the actual lending companies, which give them a commission for each customer that they sign up.</p><h2><strong>Credit Rating Requirements</strong></h2><p>&nbsp;There is no minimum credit ratings required to use the Monevo Service. Of course, the credit score of an applicant will certain impact the type of loans that they may be prequalified for. Some of the lenders that Monevo works with do have minimum credit score requirements, so if you have a very low score you shouldn’t expect to get as many loan offers as you otherwise would.</p><h2><strong>Loan Amounts</strong></h2><p>Available loan amounts range between $1,000 and $100,000. Your specific loan amount request will be used to determine whether you pre-qualify, what your interest rate is, and a variety of other things. Of course, as with any loan, you should only seek the amount that you really need since you will be paying it back over the course of the next several months or years. Securing the right amount of money, with the right terms, can be very helpful.</p><h2><strong>Customer Service</strong></h2><p>Since Monevo is not an actual lender they really don’t provide much customer service when it comes to actually getting or working with a loan. They are, however, happy to help if you have questions on their form or with any issues you have on their site. They can be reached via email at <a href="mailto:supportusa@monevo.com">supportusa@monevo.com</a> and they will typically reply within one business day. If you have issues with your actual loan, you will need to reach out to the customer service department of whatever company your loan is through.</p><h2><strong>Payment Options</strong></h2><p>Monevo does not accept any type of payments since they are not the lender. They don’t even charge money to people on their site trying to get a loan, so you will never have any need to make a payment directly to or through Monevo. Instead, whatever company actually funds your loan will be the ones that you make a payment to. Most of these financial institutions will accept all standard payment options including online bill pay, checks, , and more.</p>